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Hours of Operation
St. Joseph Lobby:
Monday - Thursday
8:30 a.m. -
4:00 p.m.
Friday 8:30 a.m. -6:00 p.m.
Closed Saturday & Sunday
St. Joseph Drive Up:
Monday - Thursday
7:00 a.m. - 6:00 p.m.
Friday 7:00 a.m. - 7:00 p.m.
Saturday 8:00 a.m. - 12:00 noon
ATM OPEN 24/7
St. Stephen Lobby
Monday - Thursday
7:00 am - 4:00 pm
Friday 7:00 am - 6:00 pm
Currently no drive-up in
St. Stephen
WALK UP ATM OPEN 24/7
St. Cloud Lobby
Monday - Thursday
8:30 am - 4:00 pm
Friday 8:30 am - 6:00 pm
Saturday Closed
St. Cloud Drive-up Hours
Monday - Thursday
7:00 am - 6:00 pm
Friday 7:00 am - 7:00 pm
Saturday 8:00 am - 12 noon
ATM OPEN 24/7

Member FDIC
First State Bank
of St. Joseph
is participating in the
FDIC's Transaction Account
Guarantee program. Under
that program, through
June 30, 2010, all
non-interest bearing transaction accounts are fully guaranteed by the FDIC for
the entire amount in the account. Coverage under the Transaction Account
Guarantee Program is in addition to and separate from the coverage available
under the FDIC's general
$250,000
deposit insurance rules.
After June 30, 2010, funds
held in noninterest-bearing
transaction accounts at the
First State Bank
will no longer be guaranteed
in full under the
Transaction Account
Guarantee Program, but
will be insured up to
$250,000 under the FDIC's
general deposit rules.

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MORE CONVENIENT HOURS IN EFFECT
FOR THE ST. STEPHEN AND ST. CLOUD BRANCHES
St. Stephen
Monday thru Thursday 7 am - 4 pm
Friday 7 am - 6 pm
No drive-up available at this time.
St. Cloud Lobby
Monday thru Thursday 8:30 am - 4 pm
Friday 8:30 am - 6 pm
Saturday Closed
St. Cloud Drive-up
Monday thru Thursday 7 am - 6 pm
Friday 7 am - 7 pm
Saturday 8 am - 12 noon
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SAVE $10 ON YOUR FIRST CHECK
ORDER
Complimentary Checks changed to
$10 Coupon
The complimentary order of checks that was scheduled
to be
delivered to the former
St. Stephen State Bank customers in July was cancelled.
The First State Bank made a decision to instead provide
a coupon worth $10 towards the first order of checks from Deluxe.
The coupon will be included with the July statement that should be
received by customers within the first week of August.
If the St. Stephen and St. Cloud
branch customers have
any questions regarding the coupon do not hesitate
to
contact the First State Bank at 320-363-7721.
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ATMs
ATMs are
available 24/7 at all locations
of First State Bank of St. Joseph.
St. Joseph
and St. Cloud ATMs are located in
the drive-up lanes. The walk-up ATM in St. Stephen
can be found in the first door to the south
of the bank entrance.
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CHECKS
Former St. Stephen State Bank
Checks
Your current checks from the former
St. Stephen State Bank account(s) will continue to be
processed through April of 2011. However, we would
strongly encourage you to replace your old checks
prior to that time so they contain the new routing
number and the bank name.
For your convenience, your account number(s) WILL NOT
change.
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ONLINE AND TELEPHONE BANKING
St. Stephen and St. Cloud Branch
All St. Stephen and St. Cloud
branch customers should register
for online banking
services by clicking on the
online banking links
located
on the left side on each page of this site.
Telephone banking will also need to be set up by calling
320-363-8010 or 1-877-363-8010.
Your temporary password for accessing telephone
banking is the the last four digits of the primary
account holders social security number.
You may began to use on-line and
telephone banking
effective August 9, 2010.
If you encounter any problems contact the bookkeeping
department at 320-363-7721. |
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CUT-OFF TIMES HAVE CHANGED
The daily cut-off times for First State Bank of St. Joseph
changed to 4:00 pm each weekday. The effective date for
these change was Monday, July 26th for the St. Joseph
location and Monday, August 9th for the St. Stephen and
St. Cloud locations. Deposits received after the cut-off
time will be credited to the next business day. |
THANK YOU
The management and staff of First State Bank of St. Joseph
would like to say thank you to each and every customer for all the
cooperation and patience during the conversion processes.
We appreciate your business and look forward to serving
you
with your financial needs for many years to come.
If you have any questions or concerns please do not hesitate
to contact your local branch for assistance.
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