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Hours of Operation
St. Joseph Lobby:
Monday - Thursday
8:30 a.m. -
4:00 p.m.
Friday 8:30 a.m. -6:00 p.m.
Closed Saturday & Sunday
St. Joseph Drive Up:
Monday - Thursday
7:00 a.m. - 6:00 p.m.
Friday 7:00 a.m. - 7:00 p.m.
Saturday 8:00 a.m. - 12:00 noon
St. Stephen Lobby
Monday - Thursday 7:30 am - 4:30 pm
Friday 7:30 am - 6:00 pm
Currently no drive-up in
St. Stephen
St. Cloud Lobby
Monday - Thursday
8:30 am - 4:30 pm
Friday 8:30 am - 5:00 pm
Saturday Closed
St. Cloud Drive-up Hours
Monday - Thursday
7:30 am - 5:30 pm
Friday 7:30 am - 6:00 pm
Saturday 9:00 am Noon

Member FDIC
First State Bank
of St. Joseph
is participating in the
FDIC's Transaction Account
Guarantee program. Under
that program, through
June 30, 2010, all
non-interest bearing transaction accounts are fully guaranteed by the FDIC for
the entire amount in the account. Coverage under the Transaction Account
Guarantee Program is in addition to and separate from the coverage available
under the FDIC's general
$250,000
deposit insurance rules.

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The First State Bank of St. Joseph has five full time employees that are
available to notarize your signature on important documents.
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It's the "go anywhere, do anything, life-enhancing, great rate" credit
card. NEW - Access your Elan account and/or pay your bill on line. Click any
of the Elan logos to enter their site.
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Running low on checks? Visit the Deluxe web site to order your
next order of checks.
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