First State Bank of St. Joseph
A Tradition of Community Banking

 
     
              

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Lost or stolen
Instant Cash/Debit card?

Call 1-800-535-8440
to report your lost or stolen card to Instant Cash.

Hours of Operation

St. Joseph Lobby:

Monday - Thursday
8:30 a.m. - 4:00 p.m.
Friday 8:30 a.m. -6:00 p.m.

Closed Saturday & Sunday

St. Joseph Drive Up:

Monday - Thursday
7:00 a.m. - 6:00 p.m.
Friday 7:00 a.m. - 7:00 p.m.
Saturday 8:00 a.m. - 12:00 noon

St. Stephen Lobby
Monday - Thursday 7:30 am - 4:30 pm
Friday 7:30 am - 6:00 pm

Currently no drive-up in
St. Stephen

St. Cloud Lobby
Monday - Thursday
8:30 am - 4:30 pm
Friday 8:30 am - 5:00 pm
Saturday Closed

St. Cloud Drive-up Hours
Monday - Thursday
7:30 am - 5:30 pm
Friday 7:30 am - 6:00 pm
Saturday 9:00 am Noon



Member FDIC
First State Bank
of St. Joseph
is participating in the
FDIC's Transaction Account
Guarantee program. Under
that program, through
June 30, 2010, all
non-interest bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general
$250,000
 deposit insurance rules.


 

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Checking Accounts

At First State Bank of St. Joseph, we know everyone has different financial needs.  Therefore, we have several different checking accounts available to precisely fit your needs, both personal and for your business.  Review the list below to see which account is best for you.  Remember, if you have questions do not hesitate to contact us via email or telephone at 320-363-7721.

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Savings

It's never to early to start saving.  That's why the First State Bank has accounts for every age. These accounts are FDIC insured which keeps your money safe and secure for future use.  Don't forget to stop in, call, or email us if you have any questions.

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Certificates of Deposits

Certificates are a great way to save money for the future with a better rate of return.  With several terms and rates to choose from we're sure we'll have a certificate that will fit your needs.

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Individual Retirement Accounts (IRA)

All taxpayers should have a savings plan to guarantee a financially secure retirement. IRAs can be an important part of this savings plan because they provide significant income for retirement and offer tax benefits along the way.

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Loans

The First State Bank of St. Joseph has a variety of loans to fit your financial needs. Visit our loan page to see all of the loan products available.


If you have not signed up for Online
Bill Pay it's time you do.

Bill Pay can save you money, ensure
your payments make it to their
destination in a prompt manner and
it is safe and secure.

Take a tour of Bill Pay by clicking
on the test drive demo button above.

I think you'll like the view.

Sign up today through your
On-line Bank Account.

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FRAUD ALERT PHISHING NOTICE:
The First State Bank of St. Joseph will never send you an email asking to verify, update or confirm your bank account information.
If you receive an email asking for this please contact us immediately.
  

Send mail to janel@fsbstjoseph.com with questions or comments about this web site.
Copyright © 2003, 2004, 2005, 2006, 2007, 2008 First State Bank of St. Joseph
Date last updated: 03/01/2010