First State Bank of St. Joseph
320-363-7721   Telephone Banking: 320-363-8010
 
     

              

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The First State Bank
of St. Joseph
will never send you an email asking to verify, update or confirm your bank account information.

If you receive an email asking for this please contact us immediately.



Member FDIC

Loans

 

Automobile, ATV, &
Boat Loans

 

Debt Consolidation

 

Commercial &
Business Loans

 

Home Equity Line
of Credit (HELOC)

 

Construction

 

Residential First
Mortgage Loans

 

Automobile, ATV & Boat Loans

When is comes to buying an auto, boat or a recreational item First State Bank of St. Joseph offers you a loan designed to meet your financial needs.

bulletCompetitive rates and terms
bulletDown payments negotiable
bulletEasy worry free payment options with direct withdrawal from your account
bulletAffordable Life and Credit Disability Insurance available

For more information or to apply contact Jane, Pauline or Doug at 320-363-7721 or email us at manager@fsbstjoseph.com

Because of the risk that information transmitted via internet email could fall into the wrong hands, the First State Bank of St. Joseph suggests that confidential information such as account numbers, social security numbers etc. not be transmitted via email. Instead please call us t 363-7721 or visit our bank if it is necessary to use confidential information to complete your inquiry.

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Commercial and Business Loans

If you are looking to start, expand or purchase a business the First State Bank of St. Joseph should be your first choice. Doug Danielson, our commercial specialist, has the knowledge and expertise you need. 

bulletLocal Underwriting Decisions with the community in mind.
bulletFast and Accurate Service
bulletSBA Loans Available

For more information or to apply contact Doug Danielson at 320-363-7721 or email him at dougd@fsbstjoseph.com

Because of the risk that information transmitted via internet email could fall into the wrong hands, the First State Bank of St. Joseph suggests that confidential information such as account numbers, social security numbers etc. not be transmitted via email. Instead please call us t 363-7721 or visit our bank if it is necessary to use confidential information to complete your inquiry.

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Construction Loans

Whether you are building a new home or adding on to your existing residence the First State Bank of St. Joseph wants to give you the construction financing.

bulletCompetitive rates and terms
bulletUp to 100% Loan To Value financing available
bulletPermanent financing available after construction

For more information or to apply contact Pauline at 320-363-7721 or email her at paulinek@fsbstjoseph.com

Because of the risk that information transmitted via internet email could fall into the wrong hands, the First State Bank of St. Joseph suggests that confidential information such as account numbers, social security numbers etc. not be transmitted via email. Instead please call us t 363-7721 or visit our bank if it is necessary to use confidential information to complete your inquiry.

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Debt Consolidation

Having too much outstanding debt can not only cause stress and unhappiness it decreases your cash flow. Let one of the First State Bank of St. Joseph's lenders work with you to consolidate your debt and increase the cash in your pocket. For large consolidations you may want to consider a Home Equity Line of Credit from First State Bank.

bulletCompetitive rates and terms
bulletFixed rates and terms
bulletFast and accurate service
bulletAffordable Credit Life and Credit Disability Insurance available

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Home Equity Line of Credit

By opening a Home Equity Line of Credit (HELOC), you have easy access to extra cash whenever the need arises. It also allows you to use the paid interest as a tax deduction at the end of the year-contact your tax adviser for verification.

bulletNo annual fee
bulletUp to 80% of the value of your home less any first mortgage
bulletEasy access to your money
bulletInterest only payments

To find out more about our HELOC's contact Jane or Pauline at 320-363-7721 or e-mail them at manager@fsbstjoseph.com

Because of the risk that information transmitted via internet email could fall into the wrong hands, the First State Bank of St. Joseph suggests that confidential information such as account numbers, social security numbers etc. not be transmitted via email. Instead please call us t 363-7721 or visit our bank if it is necessary to use confidential information to complete your inquiry.

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Residential First Mortgage Loans

First State Bank of St. Joseph offers both purchase and refinances for residential property. A variety of rates and terms are available. If you are looking to purchase don't forget that you can be pre-approved for a mortgage loan before you start looking for your home. Let First State Bank be your mortgage lender.

bulletFixed rates (10, 15, 20 and 30 year terms)
bulletAdjustable rates (ARM)
bulletJumbo Loans
bulletUp to 100% Loan to Value available on purchases
bulletInvestment property mortgages

Call Pauline today at 320-363-7721 or e-mail her at paulinek@fsbstjoseph.com to start your mortgage application or get your free pre-approval.

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Because of the risk that information transmitted via internet email could fall into the wrong hands, the First State Bank of St. Joseph suggests that confidential information such as account numbers, social security numbers etc. not be transmitted via email. Instead please call us t 363-7721 or visit our bank if it is necessary to use confidential information to complete your inquiry.

 

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Send mail to janel@fsbstjoseph.com with questions or comments about this web site.
Copyright © 2003, 2004, 2005, 2006, 2007, 2008 First State Bank of St. Joseph
Date last updated: 08/05/2008