Lost or stolen
Instant Cash/Debit card?
Call 1-800-523-4175
to report your lost or stolen card to
Instant Cash.
|
FRAUD ALERT PHISHING NOTICE:
The First State Bank
of St. Joseph
will never send you an email asking to verify, update or confirm your
bank account information.
If you receive an email asking for this please
contact us
immediately.
Member FDIC
| |
Certificate of Deposit Rates
Rates effective as of August 18, 2008.
| |
$500.00-$9,999.99* |
$10,000.00 and
over* |
| Terms |
Interest Rate |
APY** |
Interest Rate |
APY** |
| 3 Months |
2.25% |
2.27% |
2.27% |
2.29% |
| 6 Months |
2.45% |
2.47% |
2.55% |
2.57% |
| 12 Months |
2.70% |
2.73% |
2.80% |
2.83% |
| 24 Months |
2.90% |
2.93% |
3.00% |
3.03% |
| 36 Months |
2.90% |
2.93% |
3.00% |
3.03% |
| 48 Months |
2.90% |
2.93% |
3.00% |
3.03% |
| 60 Months |
3.10% |
3.14% |
3.20% |
3.24% |
*Minimum to open account and obtain Annual Percentage Yield
**Annual Percentage Yields are based on quarterly compounding.
Penalties for early withdrawal of Certificates of Deposit
| Term |
Forfeiture |
| 3 Months |
1 Months Interest |
| 6 thru 12 Months |
3 Months Interest |
| 13 thru 59 Months |
6 Months Interest |
|
