Lost or stolen
Instant Cash/Debit card?
Call 1-800-523-4175
to report your lost or stolen card to
Instant Cash.
|
FRAUD ALERT PHISHING NOTICE:
The First State Bank
of St. Joseph
will never send you an email asking to verify, update or confirm your
bank account information.
If you receive an email asking for this please
contact us
immediately.
Member FDIC
| |
It's never to early to start saving!
Personal Savings Account
 | Minimum Deposit To Open: $100.00 |
| Monthly Fee: $2.00* monthly maintenance fee if the daily balance
drops below $100.00 any day of the month. Minors (under the age of 18 and
seniors over 55) are exempt from the monthly service fees and minimum balance
requirements on this account. $.25 per withdrawal over 3 per month. Fees
could reduce earnings on the account. |
| Statements: Quarterly (monthly if on a combined checking and
savings statement) |
| Interest: Variable rate. Initial rate may change after opening.
| Rate |
Annual Percentage Yield** |
| .40% |
.40% |
|
*Effective May 28, 2008
**Annual Percentage Yields are based on quarterly compounding.
Thrift Savings Account
| Minimum Deposit To Open: $50.00 |
| Monthly Fee: $2.00* monthly maintenance fee if the average daily
balance drops below $50.00 any day of the month. (The average daily balance is
calculated by adding the principal in the account for each day of the period
and dividing that figure by the number of days in the period.) $.25 per
withdrawal over 3 per month. Fees could reduce earnings on the account. |
| Statements: Quarterly (monthly if on a combined checking and
savings statement) |
| Interest: Variable rate. Initial rate may change after opening.
| Interest Rate |
Annual Percentage Yield** |
| .30% |
.30% |
|
*Effective May 28, 2008
**Annual Percentage Yields are based on quarterly compounding.
IRA Passbook Savings
| Minimum Deposit To Open: $50.00 |
| Monthly Fee: None |
| Statements: Annually |
| Interest: Variable Rate. Initial rate may change after opening
| Interest Rate |
APY* |
|
2.55%
|
2.57%
|
|
*Annual Percentage Yields are based on monthly compounding.
Business Savings
| Minimum Deposit To Open: $100.00 |
| Monthly Fee: $2.00 per month maintenance charge if the daily balance drops
below $100.00 any day of the month. $.25 per withdrawal over 3 per month |
| Statements: Quarterly (monthly if on a combined checking and savings
statement) |
| Interest: Variable Rate. Initial rate may change after opening |
Rates effective May 28, 2008 unless noted
|
