A Tradition of Community Banking
First State Bank of St. Joseph
St. Joseph     St. Stephen     St. Cloud

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ENTER ONLINE BANKING and BILL PAY HERE


Lost or stolen
ATM/Debit Card?


Call
1-800-554-8969
to report your lost or stolen
Mastercard ATM/Debit Card.

Hours of Operation

St. Joseph Lobby:

Monday - Thursday
8:30 a.m. - 4:00 p.m.
Friday 8:30 a.m. -6:00 p.m.

Closed Saturday & Sunday

St. Joseph Drive Up:

Monday - Thursday
7:00 a.m. - 6:00 p.m.
Friday 7:00 a.m. - 7:00 p.m.
Saturday 8:00 a.m. - 12:00 noon
ATM OPEN 24/7

St. Stephen Lobby
Monday - Thursday 7:30 am - 4:30 pm
Friday 7:30 am - 6:00 pm

Currently no drive-up in
St. Stephen

WALK UP ATM OPEN 24/7

St. Cloud Lobby
Monday - Thursday
8:30 am - 4:30 pm
Friday 8:30 am - 5:00 pm
Saturday Closed

St. Cloud Drive-up Hours
Monday - Thursday
7:30 am - 5:30 pm
Friday 7:30 am - 6:00 pm
Saturday 9:00 am Noon
ATM OPEN 24/7



Member FDIC
First State Bank
of St. Joseph
is participating in the
FDIC's Transaction Account
Guarantee program. Under
that program, through
June 30, 2010, all
non-interest bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general
$250,000
 deposit insurance rules.

After June 30, 2010, funds
held in noninterest-bearing
transaction accounts at the
First State Bank
will no longer be guaranteed
in full under the
Transaction Account
Guarantee Program, but
will be insured up to
$250,000 under the FDIC's
general deposit rules.


 

ON-LINE BANKING NOTICE

Thank you for your patience over the weekend as we made the enhancements to our
on-line banking.

 You will see the  message below displayed on your first  attempt to enter on-line banking after the enhancements  are completed on Monday. If you do not see this message and you continue to enter on-line banking as normal you may need to refresh the cache on your computer. The steps for this process is to simply hold down your "ctrl" button and click on the refresh button. You will also need to replace this site in your favorites.  In order to complete your log-in you will be required to select a new image, pass phrase and answer new security challenge questions as the important message states.



 

If you encounter any problems or have questions regarding the on-line banking please do not hesitate to contact Bookkeeping Department at 320-363-7721.

ST. JOSEPH, ST. STEPHEN AND ST. CLOUD CUSTOMERS
CLICK HERE TO SEE WHAT'S COMING YOUR WAY

Updated July 28, 2010

The Dodd-Frank Wall Street Reform and Consumer Protection Act signed by
President Barack Obama on July 21, 2010, made permanent the current
standard maximum deposit insurance amount (SMDIA) of $250,000.
The FDIC coverage limit applies per depositor, per insured depository institution
for each account ownership category.

To view the Complete Financial Institution Letter click the link below:
 http://www.fdic.gov/news/news/financial/2010/fil10040.html
 


  



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FRAUD ALERT PHISHING NOTICE:
The First State Bank of St. Joseph will never send you an email asking to verify, update or confirm your bank account information.
If you receive an email asking for this please contact us immediately.
  

Send mail to janel@fsbstjoseph.com with questions or comments about this web site.
Copyright © 2003, 2004, 2005, 2006, 2007, 2008, 2009, 2010 First State Bank of St. Joseph
Date last updated: 07/28/2010